Reducing Taxes

18 Legal Secrets to Reducing Your Taxes

Taxes may be an inevitable part of life, but most people would probably rather not hand over a portion of their earnings to the government. “Tax bills can ruin your day,” opines Craig Ferrantino, president of Craig James Financial Services in Melville, New York. Fortunately, there are a number of completely legal ways to lower…
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10 Things You Didn’t Know You Could Use Your HSA For

A health savings account can be used to pay for more than doctor visits and prescription drugs. Learn about these HSA-qualified expenses. Anyone with a qualified high-deductible health insurance plan can open a health savings account, also known as an HSA. Money deposited into these accounts is tax-deductible and can be used tax-free to pay for eligible medical…
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medical bills

Paying for Medical Bills Without Health Insurance

Recently, a family friend experienced a freak accident. Unfortunately, they were without health insurance. As we created a GoFundMe page to help cope with the avalanche of medical bills, I thought it would be helpful to share what options are available for anyone else that finds themselves in a similar situation.
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First-Time Homebuyer? Here’s How to Buy Your First Home

What you need to know about going from full-time renter to homeowner and the process in between.
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Student Loan Relief: Here’s What You Need to Know

On Wednesday August 24, President Biden announced an executive order that will forgive up to $20,000 in federal student loans for Americans earning under specific income limits. According to the White House, this will provide relief for approximately 43 million borrowers. Individuals earning less than $125,000 and married couples earning less than $250,000 will be…
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Should You Start Investing Outside of Your 401(k)?

Investing. It’s often at the forefront whenever we think about putting funds up for the future and putting our hard-earned money to work. Whether retirement is a few years or several decades away, many people want to put their money in a place where it will grow and start working for them. While your employer…
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