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18 Legal Secrets to Reducing Your Taxes

Taxes may be an inevitable part of life, but most people would probably rather not hand over a portion of their earnings to the government. “Tax bills can ruin your day,” opines Craig Ferrantino, president of Craig James Financial Services in Melville, New York. Fortunately, there are a number of completely legal ways to lower…
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Smart Ways to Gift Money to Children

Knowing the four parts of the mortgage approval process can make it go more smoothly.
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Paying for Medical Bills Without Health Insurance

It’s completely normal to feel overwhelmed when it comes to your finances. While it may not seem easy to overcome, it is absolutely possible. Here are a few steps anyone can take to reframe their mindset around money.
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First-Time Homebuyer? Here’s How to Buy Your First Home

What you need to know about going from full-time renter to homeowner and the process in between.
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Student Loan Relief: Here’s What You Need to Know

On Wednesday August 24, President Biden announced an executive order that will forgive up to $20,000 in federal student loans for Americans earning under specific income limits. According to the White House, this will provide relief for approximately 43 million borrowers. Individuals earning less than $125,000 and married couples earning less than $250,000 will be…
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Should You Start Investing Outside of Your 401(k)?

Investing. It’s often at the forefront whenever we think about putting funds up for the future and putting our hard-earned money to work. Whether retirement is a few years or several decades away, many people want to put their money in a place where it will grow and start working for them. While your employer…
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What You Need to Know About I Bonds

With inflation surging in the early part of 2022, I bonds have been gaining investors’ attention. If you’re not familiar with this investment, keep reading for an introduction into I bonds. What are I Bonds? I bonds are bonds issued by the U.S. Treasury and offer both a fixed interest component and a variable one…
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Maximizing Happy and Minimizing Regret in the Holiday Season

The holiday season can be one of the most special times of the year, but it can also be one of the most expensive. Coming out of the holiday season with a glow of satisfaction and not a cloud of regret doesn’t happen by accident. Here are a few tips to help you stay on track financially during the holiday season.
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What Exactly Is Financial Wellness And How Can I Achieve It?

The pandemic has inspired many of us to reassess our overall wellness and prioritize self care. But there’s a component of the wellness trifecta that is commonly overlooked: financial wellness.
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What To Do If You Feel Overwhelmed By Your Financial Situation

It’s completely normal to feel overwhelmed when it comes to your finances. While it may not seem easy to overcome, it is absolutely possible. Here are a few steps anyone can take to reframe their mindset around money.
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